Bank deposits were Tk 28.31 billion in 2018, which declined to Tk 24.21 billion in 2020. Deposits grew to Tk 29 billion in 2021, Tk 29.14 billion in 2022 and Tk 30 billion in 2023.
The outstanding loan was Tk 19.30 in 2018, increasing to Tk 21.29 billion in 2020, Tk 28.13 in 2021 and Tk 24.79 billion in 2022. However, outstanding loans declined slightly to Tk 23.13 billion.
Defaulted loans amounted to Tk 8.89 billion, which was 46 percent of the total loans. Default loans increased to Tk 9.82 billion in 2023 or 42 percent of total loans. BDBL tried to overcome such a critical situation, but could not succeed. In 2018, the bank had 44 branches, which has now increased to 50.
Sources said BDBL earned Tk 390 million in net interest in 2022, Tk 750 billion from capital markets and around Tk 200 million from building rent. The bank owns several multi-storey buildings in Dhaka's Motijheel and Caravan Bazaar, Chattogram and Khulna, along with a total of 27 bighas of land in Dhaka, Chattogram, Khulna, Jhenaidah and Rajshahi. BDBL has two subsidiaries to trade in the stock exchanges – BDBL Investment Services Limited (BISL) and BDBL Securities Limited.