In order to get the best rates in the current market it is useful to get an employers liability insurance quote from more than one insurance broker or company. And the following things should be in mind:
They need to know if there are any specific legal requirements for the amount of cover needed and consider whether these minimum requirements will fully cover their needs. They should not only consider how much employer’s liability they need, but also the amount of public liabilities to cover. They will have to take this in account in relation to how many employees are at the company
Other factors to consider include the company’s annual turnover and any cover needed for office equipment.