ACH or Automated Clearing House is a digital financial services network that is used by banks and many other organizations with financial means for the transmission of electrons. In this large network direct deposits, electronic currency, payments and debit card transactions are processed. After universal statistics, 8% of transactions through the ACH Payment Network Processing Merchant government transactions. One third of the transactions related to loans and for two thirds of them are directly connected to ACH debit. Bank checks are also processed in this network of organizations of the banking industry under a mutual agreement. For a business owner, it is very important to learn about this ACH payment transactions and the options available to deal with this payment-processing network work.